Business & Marketing MCQ

Q: Insurance is fundamentally for:

Correct answer: Catastrophic losses you cannot absorb. Protection against ruin is the product; savings features usually dilute it.

Q: Compared with endowment policies, term life insurance offers:

Correct answer: Large pure protection for small premiums. Term insurance maximises protection per rupee; compare endowments against term plus separate saving.

Q: Money needed within two years belongs in:

Correct answer: Fixed or savings deposits. Short horizons cannot absorb market swings; safety and liquidity dominate.

Q: At roughly 10% annual return, money doubles about every:

Correct answer: 7 years. The rule of 72: 72 ÷ 10 ≈ 7 years per doubling — time is compounding's fuel.

Q: Diversification means:

Correct answer: Spreading investments across many holdings. Many holdings, e.g. via mutual funds, reduce the damage any single failure causes.

Entrepreneurship, digital marketing and business communication.

Q61. Insurance is fundamentally for: Medium

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Q62. Compared with endowment policies, term life insurance offers: Medium

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Q63. Money needed within two years belongs in: Medium

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Q64. At roughly 10% annual return, money doubles about every: Medium

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Q65. Diversification means: Medium

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Q66. Guaranteed high returns plus rewards for recruiting others signals: Medium

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Q67. Provident fund contributions represent: Medium

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Q68. Nepal's income tax operates through: Medium

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Q69. Legal tax reducers include: Medium

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Q70. Life cover for an earner with dependants should approximate: Medium

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